Off-hours — we reply first thing at 9:00 local. Vy is always on.
Ajman Bank is a fully Sharia-compliant UAE bank with Basic, Premium and Platinum business banking tiers. Published minimum monthly average balances run from AED 25,000 to AED 250,000.
Business accounts are offered in different currencies.
All three business tiers state their minimum balance and non-maintenance fee.
Premium and Platinum tiers include a dedicated relationship manager.
Import Murabaha, LCs, LGs and documentary collections under Sharia structures.
Invoice proceeds financing and inventory or stock financing are offered.
Trade and working capital limits advertised up to AED 15 million.
Accounts are stated to be available in different currencies; specific currency list not published
Issued after account is funded.
Corporate card limits scale with balance and turnover.
Yes — Islamic trade finance including import Murabaha, sight and usance letters of credit, letters of guarantee, documentary collections and pre- and post-shipment export financing.
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Trade and working capital finance states a minimum three-year business length.
Acceptable Al Etihad Credit Bureau reports are required for obligor and guarantors.
Central Bank risk bureau reports must show normal classification.
Three years of audited statements are listed as a requirement.
A VAT registration certificate forms part of the document list.
Falling below the tier balance triggers monthly non-maintenance fees.
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