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Dubai Islamic Bank is a Sharia-compliant onshore UAE bank with a tiered business account range. Its published business accounts require a minimum monthly balance from AED 50,000, while the e-Trader account carries none.
The e-Trader business account is stated to require no minimum balance.
All business products are built on Sharia-compliant principles.
The bank publishes the full account-opening document list up front.
Accounts step up from e-Trader to Business Account Premium.
One of the country's largest Islamic banking networks.
Recent financials and proof of activity form part of the standard file.
AED and USD available on selected business account products.
Availability varies by account type.
Debit card available with eligible business accounts.
Corporate-card availability and limits depend on the account and approval.
Trade finance available for eligible business customers.
Facilities and charges depend on the product and transaction.
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The bank lists source of funds as a standard requirement, and gaps stall review.
Recent financial statements are part of the published checklist.
Signatory authority must be evidenced by resolution or power of attorney.
Proof of business address is required and weak tenancy evidence delays files.
Business accounts are stated to require a minimum from AED 50,000 monthly.
Proof of business activity is required and generic descriptions are insufficient.
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We’d spoken to four firms and got four different price sheets. Sonsoto was the only one that showed us where the extras came from — and we didn’t need them.
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They told me RAK was a better fit than Dubai for our margin. I’d already paid a deposit somewhere else. They still refunded my Sonsoto retainer and helped me exit.
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