Multi-currency operations
AED, USD, EUR, GBP as standard. Additional currencies on request.
Broad activity coverage, with branches behind it
Largest onshore UAE bank. Broad activity coverage, physical branches, established SME propositions.
Off-hours — we reply first thing at 9:00 local. Vy is always on.
Largest onshore UAE bank. Broad activity coverage, physical branches, established SME propositions.
AED, USD, EUR, GBP as standard. Additional currencies on request.
Standard cheque book, IBAN, direct debit and WPS payroll from day one.
Country-wide branch network. Useful for cash handling, cheque deposits and in-person KYC refresh.
Corporate cards scale with balance and turnover; WPS payroll for 1 to 500+ employees.
Dedicated relationship manager once you sit in Business Preferred or above.
LCs, guarantees and import loans available after the file matures (typically 6+ months of turnover).
AED, USD, EUR, GBP
Additional currencies on request.
Available after account funding.
Available once operating history is established.
Choose if
Choose if
Choose if
Missing personal bank statements or unexplained large inflows on parent-company statements.
Zero sample invoices, contracts or LOIs — the file reads as a shell.
ENBD leans towards at least one UAE-resident UBO or signatory. A pure non-resident file usually loses to Wio.
Trading licence but the deck describes a payments platform, or vice versa.
Corporate shareholder without a clean ownership-and-control chart back to natural persons.
Even a single sanctioned country in the sample invoices kills the application.
Your licence route, activity, and profile affect which banks are realistic. Tell us the setup and we’ll tell you whether this bank is a fit, what the pack needs, and what to fix before submission.
Sonsoto quoted us a line-item budget for the licence, visas and the bank pack up front. Nothing crept in later. That alone was worth the fee.
I’d already been rejected by two banks. Sonsoto told me why, changed the pack, and we opened with WIO in three weeks. Straight answers, no theatre.
They caught a corporate-tax filing we were about to miss and re-scoped the renewals so we stopped paying twice for the same work. Now they run everything.
We’d spoken to four firms and got four different price sheets. Sonsoto was the only one that showed us where the extras came from — and we didn’t need them.
Golden Visa done, family visas done, licence renewed. Same team, same WhatsApp thread. I don’t chase PRO agents anymore.
They told me RAK was a better fit than Dubai for our margin. I’d already paid a deposit somewhere else. They still refunded my Sonsoto retainer and helped me exit.
More clients onboarded, higher payout.
Straight to the account.
More referrals unlocks higher payouts.
