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National Bank of Fujairah is a Central Bank of the UAE licensed institution with a strong business banking and trade finance orientation. Its SME range spans Business Plus, Priority, Elite and Advantage tiers plus a microenterprises account.
A foreign-currency account with zero balance is offered.
A dedicated microenterprises account sits below the main SME tiers.
Value packages waive minimum balance and maintenance charges.
The bank promotes opening a company account digitally.
SME banking includes trade finance, bank guarantees and project financing.
Parameterised lending and collateral-free term loans are advertised.
A foreign-currency account with zero balance is offered under the Business Banking Value packages; specific currency list not published
Issued after account is funded.
Corporate card limits scale with balance and turnover.
Yes — SME clients are stated to have access to trade finance solutions, bank guarantees and project financing, with preferential rates on selected import and export trade transactions in the value packages.
NBF ConnectChoose if
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Trade-linked accounts need supplier, buyer and shipment evidence.
Adverse Al Etihad Credit Bureau records on owners slow facility-linked files.
Trade and working capital products expect a track record.
Choosing a value package that does not match transaction behaviour.
Limited physical presence raises questions on operations.
Audited statements are typically expected for facility requests.
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